To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide:

  • 01

    Social Security numbers for both you and any co-borrowers

  • 02

    Copies of checking and savings accounts statements for the past two months

  • 03

    Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)

  • 04

    Recent paycheck stubs

  • 05

    W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment

  • 06

    The name and address of someone who can verify your employment

  • 07

    Residence history for the past two years

  • 08

    Sales contract for the purchase of a new home

  • 09

    Homeowner's association information with contact information if property is a condo or part of a homeowner's association